Our Terms and Conditions | KreditSanta

Acceptance to Terms

By accessing and utilizing our mortgage information website, you acknowledge and agree to comply with the terms and conditions outlined herein. These terms govern your use of our platform, including any content, tools, or services offered. By continuing to use the website, you indicate your acceptance of these terms. If you do not agree with any part of the terms, please refrain from using our website. Your use of the website constitutes your understanding and acceptance of these terms.

Content Copyright

All content featured on this mortgage information website, including articles, guides, images, and videos, is protected by copyright law. The content is owned or licensed by KreditSanta and may not be reproduced, distributed, or used in any form without prior written permission. Users are permitted to access and view the content for personal, non-commercial use only. Any unauthorized use of the content may result in legal action.

Unauthorized reproduction, distribution, or modification of the content, whether in part or in whole, is strictly prohibited. Any requests for use of the content for commercial purposes or distribution must be directed to KreditSanta for approval. Proper attribution must be given when citing or referencing the content. KreditSanta reserves all rights not expressly granted in these terms.

Third Party Offerings, Services, and Downloads

Our website, along with other associated sites or servers, may showcase third-party products and services ("Products and Services") or include links to websites operated by third parties. We want to clarify that we do not have control over these Products and Services or Third Party Websites. KreditSanta does not endorse or take responsibility for the availability, contents, or reliability of any such Products and Services or Third Party Websites.

Please note that any agreements or transactions you engage in with third parties through Third Party Websites are solely between you and the third party. While we strive to maintain impartial editorial content, we disclose that:

• Occasionally, we receive complimentary products from marketers, which we may review or discuss in our editorials.

• We may display advertisements on our sites for products or companies, some of which may provide compensation to us.

• We may sell these products in our stores.

• We may use affiliate links to products or services, for which we may receive compensation.

Downloads:

• You agree that we, our officers, subsidiaries, employees, and affiliates shall have no liability for the performance of any software product you purchase or download through this website or via a link from this website.

• Your use of any download is at your sole risk, and we disclaim all warranties and conditions with respect to the download, including merchantability, quality, fitness for a particular purpose, accuracy, and non-infringement.

• We do not warrant against interference with your enjoyment of the download or that the functions contained in the download will be uninterrupted, secure, virus-free, or error-free.

• If the download proves defective, you assume the entire cost of all necessary servicing, repair, or correction.

It's important for users to be aware of these practices. We encourage you to exercise discretion and review the terms and privacy policies of any Third Party Websites before engaging with them.

User Conduct

When using the Website or any associated servers, you agree not to:

(a) Upload or transmit Content that violates third-party rights, is unlawful, harmful, threatening, abusive, offensive, harassing, defamatory, vulgar, obscene, indecent, or contains illegal material.

(b) Extract Content or IP addresses or upload or transmit any Content containing software viruses or files that may disrupt or damage the functionality of the Website or associated servers, or another person's computer, or engage in activities such as chain letters, pyramid schemes, or spam.

(c) Upload or transmit Content for commercial purposes, including advertising or promotions.

(d) Impede or restrict others from using the Website or associated servers.

(e) Upload or transmit unnecessary or repetitive Content.

(f) Upload or transmit irrelevant Content to the subject matter.

(g) Use free email account services to upload or transmit Content to the Website or associated servers.

(h) Register multiple accounts without consent.

(i) Use the Website or associated servers in a manner inconsistent with these Terms and Conditions or relevant laws and regulations.

(j) Violate suspension or ban terms or attempt to access the Website or associated servers through alternative means.

You acknowledge responsibility for maintaining a secure password for accessing member sections of the Website or associated servers. You agree to indemnify KreditSanta and its affiliates for any losses or damages incurred due to your non-compliance with these Terms and Conditions.

Exemption Clause

This website, along with any associated servers, third-party websites, links, material, and content, are provided on an "as-is" and "as available" basis. Your use of these services is at your own risk. To the fullest extent permitted by law:

• We disclaim all liability, whether arising in contract, tort (including negligence), or otherwise, in relation to this website and associated services.

• We exclude all implied warranties, terms, and conditions relating to this website and associated services, including accuracy, completeness, quality, performance, merchantability, fitness for purpose, non-infringement, and title.

We make no representation or warranty that this website and associated services will be continuous, uninterrupted, secure, or error-free. Our liability, if any, shall be limited to the sums paid by you for membership to this website or any associated services.

We do not exclude or limit liability for death or personal injury caused by negligence or for any other liability that cannot be excluded by law. We make no representation that material contained on this website is appropriate or available for use in other locations.

Non-Endorsement or Solicitation for Investment

Information provided on this website does not serve as an invitation or recommendation to invest or engage in transactions involving shares or other securities related to KreditSanta. The content herein should not be construed as an offer to sell or solicit an offer to purchase any securities. Prior to making any investment decisions, it is advised that users conduct their own independent assessments and seek appropriate professional advice.

Limitation of Liability

The company reserves the right, at its sole discretion, to restrict your access to this website or any other site or server operated by the company, or any part thereof, without prior notice and for any reason, including but not limited to your failure to comply with any clause under User Behavior or any other provision stated in these Terms and Conditions. Specifically, access may be denied if the company decides to lock a discussion topic to halt further conversation, subsequent to the submission of content pertaining to that topic by you.

Changes to Terms

KreditSanta reserves the right to revise and update these Terms from time to time in its sole discretion. All changes are effective immediately when posted and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

Intellectual Property

All content and materials available on the Website, including but not limited to text, graphics, logos, button icons, images, audio clips, data compilations, and software, are the property of KreditSanta or its content suppliers and protected by copyright laws.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the USA, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms, please contact us at

• By Email : info@kreditsanta.com

• By Telephone : (760) 338-2131

By using the Website, you signify your acceptance of these Terms. If you do not agree to these Terms, please refrain from using the Website.