What is an Adjustable Rate Mortgage?
Why You Must Go for an Adjustable Rate Mortgage?
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An adjustable-rate mortgage (ARM) is a type of home loan where interest rates can change over time. When your mortgage begins, the interest rate remains the same for a set period. However, after that, it can be adjusted regularly, such as once a year or even each month.
Lower initial rates mean lower monthly payments and savings over time.
You can free up funds for other needs efficiently.
No need to refinance as your rate adjusts with market conditions.
It's one of the best options if you're willing to pay off your mortgage early.